Can an employee, who has earlier opted for the National Pension Scheme or the NPS shift to the UPS or the Unified Pension ...

The National Pension System (NPS), regulated by the Pension Fund Regulatory and Development Authority (PFRDA), stands out as an accessible retirement savings scheme for Indian citizens aged 18 to 70, ...

Under UPS, subscribers will contribute 10% of their basic pay and dearness allowance on a monthly basis. NPS stands as a ...

What is National Pension System (NPS)? NPS is a market-linked defined contribution scheme that helps you save for your retirement. The scheme is simple, voluntary, portable, and flexible. It is one of ...

As employees evaluate retirement schemes like NPS and UPS, the decision-making process gets tougher, given their unique ...

Starting April 1, 2025, central government employees can switch from the National Pension Scheme to the Unified Pension Scheme offering guaranteed benefits.

NPS and PPF both have a lock-in period, although investors can make partial withdrawals. After three years, NPS allows for partial withdrawals from the account. You can seek withdrawals of up to 25% ...

The National Pension System (NPS) has emerged as a cornerstone of India's pension sector with an accumulated corpus of Rs ...

Under UPS, if you have worked for at least 25 years, you will get 50% of the average basic salary of the last 12 months before retirement as a pension. If your service is more than 10 years, you will ...

The Unified Pension Scheme is the new retirement scheme effective April 1, 2025. It is for central government employees. If you're currently under NPS, you’ll have the option to shift to this new plan ...

Your national insurance number is vital if you are looking to buy voluntary national insurance to secure or boost the amount of a UK state pension ...