NPS is a government-backed retirement savings scheme that not only helps individuals build a retirement corpus but also ...

Can an employee, who has earlier opted for the National Pension Scheme or the NPS shift to the UPS or the Unified Pension ...

The National Pension System (NPS), regulated by the Pension Fund Regulatory and Development Authority (PFRDA), stands out as an accessible retirement savings scheme for Indian citizens aged 18 to 70, ...

As employees evaluate retirement schemes like NPS and UPS, the decision-making process gets tougher, given their unique ...

Also read: NPS Vatsalya: How can you generate Rs 100 crore retirement corpus for your child at 60 years of age? What is National Pension System (NPS)? NPS is a market-linked defined contribution ...

What is National Pension Scheme? NPS is a market-linked defined contribution scheme that helps you save for your retirement. It is a government-backed, voluntary retirement plan regulated by the PFRDA ...

The Unified Pension Scheme is the new retirement scheme effective April 1, 2025. It is for central government employees. If you're currently under NPS, you’ll have the option to shift to this new plan ...

NPS and PPF both have a lock-in period, although investors can make partial withdrawals. After three years, NPS allows for partial withdrawals from the account. You can seek withdrawals of up to 25% ...

Starting April 1, 2025, central government employees can switch from the National Pension Scheme to the Unified Pension Scheme offering guaranteed benefits.

They have to choose between two pension schemes – the National Pension System (NPS) and the Unified Pension Scheme (UPS), which was implemented on 1 April. UPS offers a guaranteed pension for ...